Credit cards with no foreign transaction fees give you the freedom to travel and spend abroad without worrying about the added cost of foreign transaction fees. Start your next journey straight by applying for a Bank of America visa credit card with no foreign transaction fees.
How to use ATM abroad Bank of America visa
How do I know if my Debit, Credit or Debit card is accepted abroad
Check whether your ATM card has Visa or Plus logo or not. If so, it will be accepted at any ATM with the same logo. you travel
- I don’t have a debit card. Can I withdraw cash from ATM or credit card
Yes. If you have a Visa or Plus logo on your ATM or credit card, you can withdraw money from ATMs that are part of the Visa or Plus network. - Does my pin code work in another country
Yes.* The PIN you use in your home country also works abroad. However, some ATMs accept only 4 digit PIN. If your PIN is longer than 4 digits or contains letters, contact your bank.
Some issuers may ask you to change your PIN. Please check with your card issuer prior to departure. - Can I choose my mother tongue at the ATM
Most ATMs have a choice of languages. You should be able to choose a language that you understand. - Are there additional costs for cash withdrawals abroad
Yes. Your bank usually charges a small fee for this. Contact your bank for more details. In some cases, the bank that owns the ATM may also levy a fee. You will be informed about the fee due date on the ATM screen.
Is my Bank of America visa Account Balance displayed in my home Currency
Some ATMs display your account balance in your home currency, while others display it in the destination currency. Pay attention to this when viewing your account balance on the screen.
ATMs are designed to prevent fraudulent transactions and may block your card if you make multiple withdrawals using the wrong PIN. If this happens, report it immediately. The local helpline number should be listed on the ATM or you can approach the bank employee if the ATM is located next to the bank branch. You will be asked to identify yourself with a suitable ID. Inform your bank immediately if you do not receive your card back.
know currency
Increase your chances of getting a credit card payment by finding out which credit card brands are more popular in your destination country. Also keep in mind that other locations may have additional criteria for accepting credit cards. For example, in Europe, some merchants and machines only accept “smart cards” that are encrypted with a chip or personal identification number (PIN). This may limit the number of ATMs you can use, so it may be wise to carry a small amount of cash with you. Also check exchange rates so you know if you can live in the US. Can live in it. What do you pay in dollars?
travel fearlessly
It’s easy to keep one credit card and keep another spare credit card in a separate place in case you lose your primary card. It is also wise to keep the contact details of your financial institution with your passport. It gives you access to toll-free customer service numbers in case your card is lost or stolen. When going out, consider carrying your wallet in your front pocket or using a concealed belt, as your back pocket is an easy target for pickpockets.
Preparing for the financial aspects of your vacation may not be the most enjoyable part of your travel planning. But just like packing a bathing suit for the tropics or warm layers for the cold, good financial planning makes it a lot easier to enjoy the good things.
- Order foreign currency cash before you travel
It is helpful to have local currency on hand before traveling to pay in cash Services – such as luggage carts, taxis, tips, souvenirs or other relevant items. this helps Eliminate the need for currency exchange on arrival and avoid high exchange fees. order forex User-friendly Mobile Banking App 2 or Online Banking, Convenient and safe. On your mobile device: Log in to the Mobile Banking app, select Account You want to go to the Mobile Order section and scroll down, Select a foreign currency and simply follow the on-screen instructions. - Order on the go – You are not limited by the bank’s working hours.
- Track your Forex Cash orders with Alert3
and in-app updates.
Ask Erica®, your virtual financial assistant, for help in the Mobile Banking app
order forex .4
- On a computer: Go to and just follow On-screen instructions. shipping options
- Expedited Delivery (next business day if ordered before 2pm): $20
- Standard Delivery (1-3 business days): $7.50
Be prepared to use your debit or credit card for purchases
The chip in your debit card or credit card provides extra security when using chip-only payment terminals, which are common in more than 130 countries.
to land. Plus, you’re protected by our $0 Liability Guarantee, so you’re not responsible for unauthorized charges.8
For you
Be sure to visit:
• Remember your debit or credit card PIN as you may be required to enter your PIN to complete the purchase.
• Check your card conditions for foreign transaction fees.
- If you have extra cash after your withdrawal, you can exchange bills in foreign currency (not coins) for US dollars at Full Service Financial
Centre. For more information, visit bankofamerica.com/foreign-exchange/exchange-rates.
If you’re going out of the country, make sure you’ve done that
Find what you need for sightseeing, souvenirs and more.
Built-in benefits and rewards
around you
If you are Bank of America
Preferred Rewards Member, 5 - You get up to 2% discount
closed at the available exchange rate
forex plus no fees
on standard shipping ($7.50 value)
For mobile and online ordering. Know
More about Bank of America
award-winning favorite prize
program7 - Make sure your contact information is up to date
Make sure we have your email and mobile phone details so we can contact you if we notice any unusual activity
are you travelling
• In the Mobile Banking app, choose Menu, go to Profile & Settings and choose Contact details.
• In Online Banking, go to Profile and Settings and select your contact details.
Exchange rates sometimes fluctuate significantly and you acknowledge and assume all risks arising from such fluctuations. If we specify the exchange rate for your foreign currency
Transaction, that the exchange rate will be determined based on factors we deem relevant, including but not limited to market conditions in our sole discretion,
Rates charged by third parties are subject to our desired rate of return, market risk, credit risk and other market, economic and business factors and are subject to change at any time without notice. you
Accept that exchange rates differ for personal and commercial transactions, and for transactions that take place outside of regular business hours and on weekends
For major interbank transactions conducted during the business day, as reported in The Wall Street Journal or elsewhere. Exchange rates offered by other dealers or displayed on others
Our exchange rates or the exchange rates of other dealers (including online sources) may differ from ours. The exchange rate offered to you may vary and may be lower than
paid by us to receive the underlying currency. We offer all prices for exchange rates. Prizes awarded may include winnings, fees, expenses, benefits or other benefits determined by us
The amount of the fee or surcharge may vary from customer to customer and may, at our discretion, vary for the same customer depending on the method or location used for the execution of the transaction. We
We accept no liability for exchange rates. We disclaim any or all liability for our exchange rates, including without limitation any direct, indirect or consequential damages and any liability.
If our exchange rates provided or reported by third parties or by us in different locations are different for different transaction amounts, or
Various means of payment (including but not limited to notes, checks, wire transfers, etc.).
You can choose to receive alerts by text or email. Bank of America visa does not charge for this service, but your wireless carrier’s messaging and data rates may apply. The delivery of alerts can be affected or delayed by your mobile operator’s coverage.
- Erica’s mobile service is only available in the English language. This facility requires you to download the latest version of the Mobile Banking App and is only available on mobile
Banking app for select iOS and Android devices. Message and data rates may apply. - To enroll in the Bank of America Preferred Rewards program, you must have an active, eligible personal checking account with Bank of America and maintain the required balance.
Your jointly eligible Bank of America deposit accounts (such as checks, savings accounts, certificates of deposit) and/or your Merrill investment accounts (such as cash
Management Accounts, 529 Plans). You can meet the combined enrollment balance requirement with any of the following:
1. The combined quarterly average daily balance of your qualifying deposit and investment accounts, or
2. An existing joint balance, provided you enroll when you open your first eligible individual checking account and meet the balance requirement at the end of at least one
Within 30 days of opening that account.
You must have a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, $100,000 for the Platinum Honors tier, $1,000,000 for the Diamond tier, and $10,000,000 .
For Diamond Honors level. Please refer to your individual fee schedule for more information on accounts eligible for combined balance calculation and accounts receiving program benefits. You can find these here
In general, you are eligible to enroll for three or more business days after the end of the calendar month in which you meet the requirements. have advantages
Valid within 30 days of your registration, or 30 days of opening an account for new accounts unless we specify otherwise. Some benefits are also available without registration